LENNY RACHITSKY (00:00:00): Microsoft, Adobe, Alphabet, IBM, Palo Alto Networks, even Starbucks, the CEOs of these companies were all born in India and immigrated to the US. KUNAL SHAH (00:00:08): A lot of CEOs have done well because they follow the “dharma” of the founders quite well. KUNAL SHAH (00:00:13): “These are the principles that were given to me and I'm going to sustain this and make it even bigger.” LENNY RACHITSKY (00:00:16): I want to keep talking about India and how it's different and how to build products that are successful in India. KUNAL SHAH (00:00:21): No Indian has ever been paid an hourly salary in their entire life. KUNAL SHAH (00:00:24): The concept of time is not the same. LENNY RACHITSKY (00:00:27): What do you see as the biggest opportunity for Indian startups? KUNAL SHAH (00:00:30): India is changing because now, for the first time, we are seeing founders being respected and unicorns being celebrated. KUNAL SHAH (00:00:36): We have a National Startup Day, and probably the first generation that will have to prove ourselves to be very large profitable companies. KUNAL SHAH (00:00:42): I wouldn't want to be anywhere else building. LENNY RACHITSKY (00:00:48): Today my guest is Kunal Shah. LENNY RACHITSKY (00:00:51): Kunal is one of the most well-known and respected entrepreneurs and product leaders in India and around the world. LENNY RACHITSKY (00:00:58): He shares endless wisdom on Twitter and LinkedIn where he has over 1 million followers. LENNY RACHITSKY (00:01:03): He's the CEO and founder of CRED, a FinTech startup based in India, which was last valued at over $6 billion and as of couple years ago processed over 20% of all credit card bill payments in India. LENNY RACHITSKY (00:01:16): Prior to CRED, he founded three other startups including Freecharge, which he sold for over $400 million to Snapdeal. LENNY RACHITSKY (00:01:23): Kunal is a deep thinker, both about product and about life. LENNY RACHITSKY (00:01:27): His b...